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Home > Products > Marine > Marine Cargo The oldest form of insurance which provides coverage relating to goods in transit (either by sea/air/land). SCOPE OF COVER Perils covered ranges from the basic cover of Institute Cargo Clauses (C) to the comprehensive cover of Institute Cargo Clauses (A). INSTITUTE CARGO CLAUSES (A), (B) & (C) CLAUSES SUMMARY CHART - RISK COVERED/EXCLUDED Risks A Clauses B Clauses C Clauses Fire / Explosion Yes Yes Yes Vessel/Craft being stranded, grounded, sunk or capsized Yes Yes Yes Overturning or derailment of land conveyance Yes Yes Yes Collision or contact of vessel, craft or conveyance with any external object other than water Yes Yes Yes Discharge of cargo at a port of distress Yes Yes Yes Earthquake, volcanic eruption or lightning Yes Yes No General Average sacrifice Yes Yes Yes Jettison Yes Yes Yes Washing overboard Yes Yes No Entry of sea, lake or river water into vessel, craft, hold, conveyance, container, liftvan or place of storage Yes Yes No Total loss of any package lost overboard or dropped whilst loading onto or unloading from vessel or craft Yes Yes No The Institute Cargo Clauses (A) provides some form of an "all risks" cover and the exclusions are spelt out in the clause wordings. This text does not include the policy exclusions. For details, e-mail us at customer@jerneh.com.my