This insurance reimburses the actual medically necessary expenses incurred by the insured person as a consequence of hospitalisation or surgery due to accident or illness, subject to the terms, conditions and exclusions of the Policy.

The scope of cover are Hospital Daily Room & Board, Intensive Care Unit, Surgical Benefit, Hospital Miscellaneous Services, In-hospital Physician's visit, Post Hospital Benefits, Specialists Consultation, Diagnostic Services, Ambulance Services, Outpatient kidney dialysis, Outpatient Cancer treatment and Emergency Outpatient Treatment. The coverage is 24 hours, worldwide.

Sihat Malaysia Health Insurance  

Sihat Malaysia is the first National Health Insurance programme which provides round the clock hospitalisation due to an accident or illness. It provides comprehensive coverage in hospital, surgical, medical and other related benefits.

All insured persons of SIHAT MALAYSIA will be enrolled as members of a Managed Care Organisation (MCO) and be given a Medical Card. Our nominated MCO is MediExpress (M) Sdn Bhd.

There are 6 plans available under both Individual Plan and Family Plan

Medi Top Up  

Provides for the actual medically necessary expenses incurred during hospitalisation and other related benefits where such expenses have exceeded the excess amount stated in the selected plan