Personal Accident

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It is a special privilege to be a lady. In this day and age ladies contribute much to society. Whether they are leaders in their fields, supportive partners to their loved ones, or caring mothers to their children, ladies give their best and stand independent. As a tribute, we wish to invite all ladies to be part of the .

Because it takes so much to make a lady who she is, we recognise that a lady deserves a tailormade policy that will cater especially to her needs. Our provides care where there is permanent disablement due to accident and critical illness due to lady-related cancer.. and if tomorrow never comes, it extends a lady's caring nature to the important persons in her life.

If you are a lady or know of anyone who has made such an impact in your life and deserving of this, please read on. The is open to you.

Special features

The benefits are
  • Accidental Death cover
    Pays capital sum in the event of accidental death
  • Permanent Disablement cover
    Pays up to capital sum as scheduled
  • Renewal Bonus
    Pays renewal bonus of 10% per year upon renewal of policy up to a maximum of 5 years subject to no claims
  • Cancer Cover
    Pays a lump sum of cancer of breast, cervix, uterus, fallopian tube, vulva/vagina and ovary
  • Reconstruction Surgery for breast due to cancer
    Reimbursement up to the limit stated in the schedule for reconstructive breast(s) surgery after mastectomy due to cancer
  • Facial Cosmetic Surgery due to accident
    Reimbursement of up to the policy limit for any facial (neck & above) cosmetic surgery resulting from an accident
  • Complication in pregnancy
    Pays up to 10% of Sum Insured upon death directly resulting from pregnancy complication due to stillbirth
  • Medical Treatment due to accident
    Reimburse medical expenses incurred due to accident up to the limits as stated in the respective plans
  • Free Benefits
    Annual Blood Screening for Cancer (Cancer Marker Test). Also Full Comprehensive Blood Test for Lily and Orchid Plans
  • Discount Card
    Enjoy "Cash-in Rebates" and discounts


Available Plans

Plan Jasmine
(RM)
Lily
(RM)
Orchid
(RM)
Accidental Death 50,000 100,000 200,000
Permanent Disablement (PD) 50,000 100,000 200,000
Renewal Bonus (PD Only) < 10% a year up to 5 years >
Cancer Benefits: Pays in lump sum cancer of the breast, cervix, uterus, ovary, fallopian tube, vagina and vulva 10,000 20,000 30,000
Breast reconstruction surgery due to cancer 5,000 8,000 10,000
Facial Cosmetic Surgery due to accident < up to 5% of sum insured >
Complication in pregnancy, resulting in death < up to 10% of sum insured >
Medical Treatment due to accident 200 max 350 max 500 max
Medical Blood Screening Basic Screen Maxi Screen Maxi Screen
Age Limit 16 to 45 years, renewable up to 55 years
Annual Premium      
Non manual occupation 178 328 465
Manual occupation 210 395 588