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Home > Products > Personal Accident > Wira Power PA
24 Hours Worldwide Cover for
- Death (Double Indemnity)
- Bereavement and Repatriation of Remains
- Permanent Disablement
- Medical Expenses
- Hospital Income & Weekly Benefits
- Personal Liability
Death Benefits
- Pays capital sum in the event of accidental death.
- Pays DOUBLE the capital sum in the event of accidental death whilst travelling on public transport as a fare-paying passenger
- Reimburse fees for POST MORTEM report up to the limit specified
Bereavement Benefits
- Pays Bereavement Allowance in the event of accidental death including due to DENGUE, MALARIA or JE
Travel Expenses
- Reimburse up to RM5,000 for travel expenses of one immediate family to travel overseas to the place where the death of insured occurred.
Permanent Disablement
- Pays up to capital sum as scheduled
- Pays DOUBLE the capital sum for Permanent Total Paralysis from neck down or Permanent Total Loss/Loss of Use of 2 limbs due to accident whilst travelling on public transport as a fare-paying passenger.
Medical Expenses
- Reimburse medical expenses up to sum insured including hospital room and board, clinical, outpatient and surgical treatment
- Includes medical expenses incurred due to treatment of DENGUE, MALARIA or JE.
- Reimburse RM35 per visit for traditional treatment provided by legally licensed TRADITIONAL MEDICINE PRACTITIONER (maximum 10 visits per accident)
- Reimburse fees for medical report up to limit specified
- Reimburse up to RM5,000 for corrective COSMETIC SURGERY for burn cases due to accident including treatment of subsequent contractures or skin grafting.
- Reimburse up to RM2,000 for AMBULANCE FEES
- Reimburse up to RM20,000 for MEDICAL EVACUATION due to accident overseas.
Orthopaedic Equipment
- Pays for Orthopaedic Equipment of wheelchair, artificial arm or leg and crutches as recommended by attending Specialist Physician or Surgeon
Hospital Income
- Pays a specified sum up to 180 days if you are hospitalised for more than 3 days.
Weekly Benefits
- At your option, pays up to 52 weeks, if you are unable to attend to work due to disability, partial or whole, as a result of an accident.
Personal Liability
- Indemnify all sums legally liable to pay to third parties up to limit as per schedule in respect of accidental bodily injury or accidental damage to property subject to terms and conditions of policy
Special Benefits
- Pays an allowance RM100/month up to 12 months for HOME NURSING CARE or TUTORIAL FEES if the child is undergoing treatment or unable to attend school for more than 4 consecutive weeks as a result of an accident
- Pays amount as per schedule if insured contracts HIV from BLOOD TRANSFUSION whilst undergoing treatment for injury in government or licensed private hospital.
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