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The Product - XL Shield PA

Product Benefits

1. Renewal Bonus (including take over of bonus)
2. Personal Liability
3. Double Indemnity
4. Medical Expenses
5. Traditional Treatment
6. Terrorism Cover

Upon purchase of XL Shield PA policy, the insured will be entitled to a cash voucher which he/she can use it to pay for the XL Shield PA premium. Free XL Shield PA policy will also be given out to lucky insured (Limited). Please do not hesitate to contact us if you have any enquiries.

Schedule of Benefits:

No Benefits Plan A Plan B Plan C Plan D Plan E A Accidental Death/Kematian Akibat Kemalangan 50,000 100,000 150,000 200,000 300,000 B Permanent DisablementKetakupayaan Kekal 50,000 100,000 150,000 200,000 300,000 C Bereavement/Funeral Allowance / Elaun Kematian/Pengkebumian 2,000 3,000 3,500 4,000 4,500 D Purchase of Orthopaedic Equipment / Belian Peralatan Ortopedik 1,000 1,000 1,000 1000 1000 E Blood Transfusion (contracted HIV) / Transfusi Darah (mendapat HIV) 5,000 10,000 15,000 20,000 30,000 F Personal Liability (Territorial Limits Malaysia)/ Liability Diri (Had Wilayah Malaysia) 100,000 100,000 100,000 100,000 100,000 G(i) Temporary Total Disablement / Ketakupayaan Menyeluruh Sementara 70 /week (minggu) 100 /week (minggu) 120 /week (minggu) 150 /week (minggu) 180 /week (minggu) G(ii) Temporary Partial Disablement / Ketakupayaan Separa Sementara 35 /week (minggu) 50 /week (minggu) 60 /week (minggu) 75 /week (minggu) 90 /week (minggu) H Medical Expenses (Reimbursement Basis)Belanja Perubatan Tradisional (membayar balik) 2,000 3,000 3,500 4,000 5,000 I Traditional Treatment (Reimbursement basis) Rawatan Tradisional (membayar balik) 35 per visit, maximum 10 visits /35 setiap rawatan, maksimum 10 rawatan J Medical / Post Mortem Report Laporan Perubatan / Laporan Post Mortem 50 K Corrective Cosmetic Surgery for accidental burn cases (fire/chemicals) and neck-up disfigurement due to accident resulting in more than perfunctory defects / Surgeri Kosmetik Pembetulan bagi kes luka terbakar atau bahan kimia disebabkan kemalangan dan kecacatan leher ke atas disebabkan kemalangan akibat kecacatan samibil lewa 5,000 L Ambulance Fees Fi Ambulans 500 per accident / sekemalangan M Travel Expenses (Reimbursement basis for one immediate family member to travel overseas to the place where the death of insured occurred) / Belanjaan Perjalanan (Membayar balik belanja seorang ahli keluarga terdekat untuk membuat perjalanan ke seberang laut ke tempat berlakunya kematian pihak diinsuranskan) 5,000 N Medical Evacuation / Repatriation (due to accident overseas) / Pemindahan Perubatan / Penghantaran Balik (disebabkan kemalangan seberang laut) 10,000 O Hospital Income (4th day up to 180 days) / Pendapatan Hospital (hari ke-4 sehingga 180 hari) 50 /day (hari) 50 /day (hari) 100 /day (hari) 100 /day (hari) 100 /day (hari) P Double Indemnity for Accidental Death or Permanent Total Paralysis benefits from neck down or Permanent Total Loss / Loss of use of 2 Limbs due to accident while travelling in any mode of Public Transport as a fare-paying passenger / Indemnity Berganda untuk kematian atau lumpuh menyeluruh kekal dari leher ke bawah atau kehilangan menyeluruh kekal / kehilangan kegunaan 2 anggota disebabkan kemalangan semasa dalam perjalanan sebagai penumpang berbayar tambang dengan apa-apa cara pengangkutan awam. Yes Yes Yes Yes Yes Q Renewal Bonus ( 10% up to 50%) / Bonus Pembaharuan (10% hingga 50%) Yes Yes Yes Yes Yes R Home Nursing Care / Tutorial Fees, exceeding 4 consecutive weeks and up to 12 months (applicable to insured child) / Rawatan Di Rumah / Fi Tutorial, lebih daripada 4 minggu sehingga 12 bulan (diterima pakai bagi kanak-kanak diinsuranskan) 100/month (bulan) 100/month (bulan) N/A N/A N/A