Provides protection for losses to property such as buildings, plant and machinery as well as stock, against Fire and Allied Perils.

The standard Fire Policy covers fire, lightning and domestic gas explosion. Some extensions available are in respect of earthquake & volcanic eruption, windstorm, flood, riot, strike and malicious damage, impact damage, explosion, aircraft damage, water damage and subsidence/landslip

While fire insurance covers loss to property or property damage due to fire, the resultant loss in business income/revenue and extra expenses can be insured under a Business Interruption/Consequential Loss Policy.

The policy covers continuing overhead expenses such as salaries, rent, bank charges/interest, directors' salaries, depreciation and additional working expenses reasonably incurred in order to overcome or reduce the effects of the material damage.

The policy covers the buildings and/or contents of private residential houses, flats, apartments and condominiums. The scope of cover are fire,lightning, domestic explosion, aircraft damage, impact damage, water damage, storm, flood, earthquake, theft by forcible entry, public liability and loss of rent.